“Opportunity can be hoarded, then, not only by abandoning public goods for private ones, but also by leveraging individual fortunes to acquire access to exclusive public goods, buying yourself into an upscale community. In many corners of America, a pricey mortgage doesn’t just buy a home; it also buys a good education, a well-run soccer league, and public safety so thick and expected it appears natural, instead of the product of social design.”
