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Dave Ramsey Quotes
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Dave Ramsey Quote: “You can’t work three hours a week and make $100,000. Get rich quick doesn’t work. Crock pot mentality always defeats microwave mentality!”

You can’t work three hours a week and make $100,000. Get rich quick doesn’t work. Crock pot mentality always defeats microwave mentality!

— Dave Ramsey



Dave Ramsey Quote: “Stupid is not illegal.”

Stupid is not illegal.

— Dave Ramsey


Dave Ramsey Quote: “Knock out a small debt first so you get a quick win. Momentum is key.”

Knock out a small debt first so you get a quick win. Momentum is key.

— Dave Ramsey


Dave Ramsey Quote: “Poor is a state of mind. Broke is, ‘I’m just passing through.’”

Poor is a state of mind. Broke is, ‘I’m just passing through.’

— Dave Ramsey


Dave Ramsey Quote: “Goals convert vision into ENERGY.”

Goals convert vision into ENERGY.

— Dave Ramsey


Dave Ramsey Quote: “Gratitude is really, really attractive. A child who is genuinely grateful makes you want to do anything for her, and that is true of adults as well.”

Gratitude is really, really attractive. A child who is genuinely grateful makes you want to do anything for her, and that is true of adults as well.

— Dave Ramsey


Dave Ramsey Quote: “You have the clean canvas of a whole week before you. Paint well.”

You have the clean canvas of a whole week before you. Paint well.

— Dave Ramsey


Dave Ramsey Quote: “Don’t medicate dysfunction with spending. No amount of stuff will get rid of guilt.”

Don’t medicate dysfunction with spending. No amount of stuff will get rid of guilt.

— Dave Ramsey


Dave Ramsey Quote: “Thinking about starting a small business? Assume everything will cost twice as much and take twice as long as you think it will.”

Thinking about starting a small business? Assume everything will cost twice as much and take twice as long as you think it will.

— Dave Ramsey


Dave Ramsey Quote: “I believe that through knowledge and discipline, financial peace is possible for all of us.”

I believe that through knowledge and discipline, financial peace is possible for all of us.

— Dave Ramsey



Dave Ramsey Quote: “Outrageous generosity is a character quality of people who win with money.”

Outrageous generosity is a character quality of people who win with money.

— Dave Ramsey


Dave Ramsey Quote: “Your greatest asset is your paycheck. Disability insurance protects you and your family if you are unable to work by providing income which will help pay your bills and take care of your family. It’s just as important as life insurance.”

Your greatest asset is your paycheck. Disability insurance protects you and your family if you are unable to work by providing income which will help pay your bills and take care of your family. It’s just as important as life insurance.

— Dave Ramsey


Dave Ramsey Quote: “Wealth comes from hard work but not because of hard work. Wealth comes because of God. Everything is His.”

Wealth comes from hard work but not because of hard work. Wealth comes because of God. Everything is His.

— Dave Ramsey


Dave Ramsey Quote: “You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.”

You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.

— Dave Ramsey


Dave Ramsey Quote: “If your life is bad because of an elected official, then you don’t have a life.”

If your life is bad because of an elected official, then you don’t have a life.

— Dave Ramsey


Dave Ramsey Quote: “We learned early on that if we help enough people, the money will come.”

We learned early on that if we help enough people, the money will come.

— Dave Ramsey


Dave Ramsey Quote: “Study the habits of the people you want to be like and then imitate them. If they are succeeding, they must be doing something right.”

Study the habits of the people you want to be like and then imitate them. If they are succeeding, they must be doing something right.

— Dave Ramsey


Dave Ramsey Quote: “Teaching kids about money is never just about money.”

Teaching kids about money is never just about money.

— Dave Ramsey


Dave Ramsey Quote: “Wealth gained by dishonesty will be diminished, but he who gathers by labor will increase.”

Wealth gained by dishonesty will be diminished, but he who gathers by labor will increase.

— Dave Ramsey


Dave Ramsey Quote: “I came to realize that my money problems, worries, and shortages largely began and ended with the person in my mirror. I realized also that if I could learn to manage the character I shaved with every morning, I would win with money.”

I came to realize that my money problems, worries, and shortages largely began and ended with the person in my mirror. I realized also that if I could learn to manage the character I shaved with every morning, I would win with money.

— Dave Ramsey



Dave Ramsey Quote: “Too many people try to do the new job, new spouse, new house, new car thing in 18 months. That’s a good way to end up broke. We’ve got to resist the temptation to catch up with our parents in 18 months. Slow down. You have the rest of your life to play catch up. After all, it’s just stuff.”

Too many people try to do the new job, new spouse, new house, new car thing in 18 months. That’s a good way to end up broke. We’ve got to resist the temptation to catch up with our parents in 18 months. Slow down. You have the rest of your life to play catch up. After all, it’s just stuff.

— Dave Ramsey


Dave Ramsey Quote: “Be an evangelist with your excellence.”

Be an evangelist with your excellence.

— Dave Ramsey


Dave Ramsey Quote: “Financial Security is not enough money to buy toys. That is to learn to live with less money than you earn. So, you can help other individuals or investors. You are not a winner until done it.”

Financial Security is not enough money to buy toys. That is to learn to live with less money than you earn. So, you can help other individuals or investors. You are not a winner until done it.

— Dave Ramsey


Dave Ramsey Quote: “I would not pre-pay. I would invest instead and let the investments cover it.”

I would not pre-pay. I would invest instead and let the investments cover it.

— Dave Ramsey


Dave Ramsey Quote: “You wanna blow money? Put it in a ‘blow’ category in your budget. But at least admit it on paper!”

You wanna blow money? Put it in a ‘blow’ category in your budget. But at least admit it on paper!

— Dave Ramsey


Dave Ramsey Quote: “Hitting bottom and hitting it hard was the worst thing that ever happened to me and the best thing that ever happened to me.”

Hitting bottom and hitting it hard was the worst thing that ever happened to me and the best thing that ever happened to me.

— Dave Ramsey


Dave Ramsey Quote: “No one got rich on a government program. Do not choose to be a common man. You can be uncommon.”

No one got rich on a government program. Do not choose to be a common man. You can be uncommon.

— Dave Ramsey


Dave Ramsey Quote: “Work-get paid; don’t work-don’t get paid. Everybody is on commission.”

Work-get paid; don’t work-don’t get paid. Everybody is on commission.

— Dave Ramsey


Dave Ramsey Quote: “Leading a family is the hardest job a man can ever have.”

Leading a family is the hardest job a man can ever have.

— Dave Ramsey


Dave Ramsey Quote: “Higher calling matters. When you care so deeply about the why-why you’re doing what you’re doing-then and only then are you operating in a way that allows you to overcome the obstacles.”

Higher calling matters. When you care so deeply about the why-why you’re doing what you’re doing-then and only then are you operating in a way that allows you to overcome the obstacles.

— Dave Ramsey


Dave Ramsey Quote: “When leadership set the goals by themselves, they are not goals, they are quotas.”

When leadership set the goals by themselves, they are not goals, they are quotas.

— Dave Ramsey


Dave Ramsey Quote: “A good financial planner is going to do more than pick your funds.”

A good financial planner is going to do more than pick your funds.

— Dave Ramsey


Dave Ramsey Quote: “You’re not exempt from math if you’re a Republican, and you’re not exempt from math if you’re a Democrat. You’re not exempt from math if you’re a liberal, and you’re not exempt from math if you’re a conservative. You still have to do math.”

You’re not exempt from math if you’re a Republican, and you’re not exempt from math if you’re a Democrat. You’re not exempt from math if you’re a liberal, and you’re not exempt from math if you’re a conservative. You still have to do math.

— Dave Ramsey


Dave Ramsey Quote: “Children who reach the age of eighteen with their entire skills set composed on Nintendo and eating Doritos have been neglected. Their parents neglected to give them the character traits necessary to live successfully.”

Children who reach the age of eighteen with their entire skills set composed on Nintendo and eating Doritos have been neglected. Their parents neglected to give them the character traits necessary to live successfully.

— Dave Ramsey


Dave Ramsey Quote: “Opening your hands will set you free...”

Opening your hands will set you free...

— Dave Ramsey


Dave Ramsey Quote: “There’s not a party, a congressman, a senator, etc. elected that will fix your life. YOU have to fix YOUR life.”

There’s not a party, a congressman, a senator, etc. elected that will fix your life. YOU have to fix YOUR life.

— Dave Ramsey


Dave Ramsey Quote: “Term Life Insurance is the only insurance I recommend. It’s the least expensive way to get the coverage your family needs and allows you to lock in rates for 15, 20 or 30 years. Zander’s online quoting system will help you find the most competitive options. It’s more affordable than you think!”

Term Life Insurance is the only insurance I recommend. It’s the least expensive way to get the coverage your family needs and allows you to lock in rates for 15, 20 or 30 years. Zander’s online quoting system will help you find the most competitive options. It’s more affordable than you think!

— Dave Ramsey


Dave Ramsey Quote: “We are all in the business of sales. Teachers sell students on learning, parents sell their children on making good grades and behaving, and traditional salesmen sell their products.”

We are all in the business of sales. Teachers sell students on learning, parents sell their children on making good grades and behaving, and traditional salesmen sell their products.

— Dave Ramsey


Dave Ramsey Quote: “I’m a Christian. Years ago, I went broke, so I decided to run every part of my life according to the Bible. It sounds hokey, but it works. You run your marriage that way, and it works. It will work with business, too, and finances. Treat people like you want to be treated.”

I’m a Christian. Years ago, I went broke, so I decided to run every part of my life according to the Bible. It sounds hokey, but it works. You run your marriage that way, and it works. It will work with business, too, and finances. Treat people like you want to be treated.

— Dave Ramsey


Dave Ramsey Quote: “Good things that cannot be calculated or quantified are set in motion in your life and in your finances when you give.”

Good things that cannot be calculated or quantified are set in motion in your life and in your finances when you give.

— Dave Ramsey


Dave Ramsey Quote: “We’ve really got to stop looking to Washington to fix our problems. It obviously doesn’t have the ability to do that. People who are successful are not successful because of the president.”

We’ve really got to stop looking to Washington to fix our problems. It obviously doesn’t have the ability to do that. People who are successful are not successful because of the president.

— Dave Ramsey


Dave Ramsey Quote: “If people in America would get their finances together and start taking care of each other, we could put the government out of business.”

If people in America would get their finances together and start taking care of each other, we could put the government out of business.

— Dave Ramsey


Dave Ramsey Quote: “People are in such a hurry to launch their product or business that they seldom look at marketing from a bird’s eye view and they don’t create a systematic plan.”

People are in such a hurry to launch their product or business that they seldom look at marketing from a bird’s eye view and they don’t create a systematic plan.

— Dave Ramsey


Dave Ramsey Quote: “You cannot lead without passion. Passion causes things to move, and passion creates a force multiplier. Passion actually covers a multitude of sins. Real EntreLeaders care deeply, and that is basically what passion is. Passion is not yelling or being wild; it is simply caring deeply.”

You cannot lead without passion. Passion causes things to move, and passion creates a force multiplier. Passion actually covers a multitude of sins. Real EntreLeaders care deeply, and that is basically what passion is. Passion is not yelling or being wild; it is simply caring deeply.

— Dave Ramsey


Dave Ramsey Quote: “Instead of just purchasing an ad campaign, target test and measure. Give an ad a small try. If the response is enough to pay for the ad, make it larger. With a franchise, ask the most successful franchisees what they did. Ask the bottom five guys what they did and avoid it.”

Instead of just purchasing an ad campaign, target test and measure. Give an ad a small try. If the response is enough to pay for the ad, make it larger. With a franchise, ask the most successful franchisees what they did. Ask the bottom five guys what they did and avoid it.

— Dave Ramsey


Dave Ramsey Quote: “Debt has become a part of who we are.”

Debt has become a part of who we are.

— Dave Ramsey


Dave Ramsey Quote: “I can’t tell you how many home businesses are almost in bankruptcy court over a Yellow Pages ad only to find out that the Yellow Pages ad isn’t where their market will look for them, and it cost more than they thought.”

I can’t tell you how many home businesses are almost in bankruptcy court over a Yellow Pages ad only to find out that the Yellow Pages ad isn’t where their market will look for them, and it cost more than they thought.

— Dave Ramsey


Dave Ramsey Quote: “Money is 80% behavior, 20% head knowledge. It’s what you do, not what you know.”

Money is 80% behavior, 20% head knowledge. It’s what you do, not what you know.

— Dave Ramsey


Dave Ramsey Quote: “The creature comforts we tend to rationalize as “business expenses I can write off.””

The creature comforts we tend to rationalize as “business expenses I can write off.”

— Dave Ramsey


Dave Ramsey Quote: “In order to be a great marketer, you have to be focused and intense and look at scarcity, urgency, activity and passion in the marketplace.”

In order to be a great marketer, you have to be focused and intense and look at scarcity, urgency, activity and passion in the marketplace.

— Dave Ramsey

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