“If you will live like no one else, later you can live like no one else.”
— Dave Ramsey
“We buy things we don’t need with money we don’t have to impress people we don’t like.”
“Nothing happens without focus. Don’t try to do everything at once. Take it one step at a time.”
“A budget is telling your money where to go instead of wondering where it went.”
“Debt is normal. Be weird.”
“Debt is dumb. Cash is king.”
“Adults devise a plan and follow it, children do what feels good.”
“Pray like it all depends on God, but work like it all depends on you.”
“Bosses push, Leaders pull. Real leadership is servant leadership.”
“Being willing to delay pleasure for a greater result is a sign of maturity.”
“Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.”
“It’s never too late to turn things around. You are the only obstacle.”
“Remember, there’s ultimately only one way to financial peace, and that’s to walk daily with the Prince of Peace, Christ Jesus.”
“Those who don’t manage their money will always work for those who do.”
“You must gain control over your money or the lack of it will forever control you.”
“Act your wage.”
“Winning at money is 80 percent behavior and 20 percent head knowledge. What to do isn’t the problem; doing it is. Most of us know what to do, but we just don’t do it. If I can control the guy in the mirror, I can be skinny and rich.”
“There’s a great place to go when you’re broke – to work!”
“True leadership is servanthood. Put the interests of others at the center of your decisions.”
“Success is a pile of failure that you are standing on.”
“Every person falls down at some point. Successful people choose to get back up!”
“The paid-off home mortgage has taken the place of the BMW as the status symbol of choice.”
“Delegation requires the willingness to pay for short term failures in order to gain long term competency.”
“If hard work, integrity, thrift, and perseverance have caused you to succeed, then you don’t owe anyone an apology for winning.”
“Fear is the enemy of hope.”
“Investing is important, but get debt-free first. That’s what frees up your income so you can win.”
“Where you are today is the sum of every choice you’ve ever made. If you don’t like where you are, start making different choices!”
“When getting help with money, whether it is insurance, real estate or investments you should always look for a person with the heart of a teacher, not the heart of a salesman.”
“You will only sacrifice when you passionately believe in the outcome.”
“Broke is normal. Why be normal?”
“Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.”
“Credit is an ‘I love debt’ score.”
“Earning a lot of money is not the key to prosperity. How you handle it is.”
“Just keep taking the next step and keep having excellence in the ordinary.”
“There are no shortcuts when it comes to getting out of debt.”
“Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.”
“The first step in taking control of your money is to stop borrowing money. Start using cash today.”
“Doing a budget means learning an ancient and powerful word: NO.”
“If you will make the sacrifices now that most people aren’t willing to make, later on you will be able to live as those folks will never be able to live.”
“One definition of maturity is learning to delay pleasure.”
“Contentment may be the most powerful Financial Principle. You can give more, avoid debt, and live better.”
“We live in a culture full of hares; but the tortoise always wins.”
“You can get anywhere if you simply go one step at a time.”
“You can’t be in debt and win. It doesn’t work.”
“You don’t build wealth with credit card rewards and airline miles. You can’t beat the credit card companies at their own game.”
“As you will it, so shall it be.”
“Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!”
“At the end of the day we are not selling, we are serving.”
“That stupid saying “What you don’t know can’t hurt you” is ridiculous. What you don’t know can kill you. If you don’t know that tractor trailer trucks hurt when hitting you, then you can play in the middle of the interstate with no fear – but that doesn’t mean you won’t get killed.”
“Broke people giving financial advice is like a shop teacher with missing fingers.”
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