“If you will live like no one else, later you can live like no one else.”
— Dave Ramsey
“We buy things we don’t need with money we don’t have to impress people we don’t like.”
“Nothing happens without focus. Don’t try to do everything at once. Take it one step at a time.”
“A budget is telling your money where to go instead of wondering where it went.”
“Debt is normal. Be weird.”
“Debt is dumb. Cash is king.”
“Adults devise a plan and follow it, children do what feels good.”
“Pray like it all depends on God, but work like it all depends on you.”
“Being willing to delay pleasure for a greater result is a sign of maturity.”
“Bosses push, Leaders pull. Real leadership is servant leadership.”
“Those who don’t manage their money will always work for those who do.”
“It’s never too late to turn things around. You are the only obstacle.”
“Remember, there’s ultimately only one way to financial peace, and that’s to walk daily with the Prince of Peace, Christ Jesus.”
“Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.”
“You must gain control over your money or the lack of it will forever control you.”
“Act your wage.”
“Winning at money is 80 percent behavior and 20 percent head knowledge. What to do isn’t the problem; doing it is. Most of us know what to do, but we just don’t do it. If I can control the guy in the mirror, I can be skinny and rich.”
“True leadership is servanthood. Put the interests of others at the center of your decisions.”
“There’s a great place to go when you’re broke – to work!”
“Every person falls down at some point. Successful people choose to get back up!”
“Success is a pile of failure that you are standing on.”
“Fear is the enemy of hope.”
“If hard work, integrity, thrift, and perseverance have caused you to succeed, then you don’t owe anyone an apology for winning.”
“Delegation requires the willingness to pay for short term failures in order to gain long term competency.”
“Investing is important, but get debt-free first. That’s what frees up your income so you can win.”
“You will only sacrifice when you passionately believe in the outcome.”
“The paid-off home mortgage has taken the place of the BMW as the status symbol of choice.”
“Where you are today is the sum of every choice you’ve ever made. If you don’t like where you are, start making different choices!”
“Just keep taking the next step and keep having excellence in the ordinary.”
“When getting help with money, whether it is insurance, real estate or investments you should always look for a person with the heart of a teacher, not the heart of a salesman.”
“Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.”
“Broke is normal. Why be normal?”
“Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.”
“One definition of maturity is learning to delay pleasure.”
“There are no shortcuts when it comes to getting out of debt.”
“Earning a lot of money is not the key to prosperity. How you handle it is.”
“We live in a culture full of hares; but the tortoise always wins.”
“If you will make the sacrifices now that most people aren’t willing to make, later on you will be able to live as those folks will never be able to live.”
“The first step in taking control of your money is to stop borrowing money. Start using cash today.”
“Doing a budget means learning an ancient and powerful word: NO.”
“At the end of the day we are not selling, we are serving.”
“As you will it, so shall it be.”
“Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!”
“Contentment may be the most powerful Financial Principle. You can give more, avoid debt, and live better.”
“You can’t be in debt and win. It doesn’t work.”
“You don’t build wealth with credit card rewards and airline miles. You can’t beat the credit card companies at their own game.”
“Credit is an ‘I love debt’ score.”
“Broke people giving financial advice is like a shop teacher with missing fingers.”
“You can’t work three hours a week and make $100,000. Get rich quick doesn’t work. Crock pot mentality always defeats microwave mentality!”
“Poor is a state of mind. Broke is, ‘I’m just passing through.’”
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