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Dave Ramsey Quotes

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Dave Ramsey Quote: “If you will live like no one else, later you can live like no one else.”

If you will live like no one else, later you can live like no one else.

— Dave Ramsey



Dave Ramsey Quote: “We buy things we don’t need with money we don’t have to impress people we don’t like.”

We buy things we don’t need with money we don’t have to impress people we don’t like.

— Dave Ramsey


Dave Ramsey Quote: “Nothing happens without focus. Don’t try to do everything at once. Take it one step at a time.”

Nothing happens without focus. Don’t try to do everything at once. Take it one step at a time.

— Dave Ramsey


Dave Ramsey Quote: “A budget is telling your money where to go instead of wondering where it went.”

A budget is telling your money where to go instead of wondering where it went.

— Dave Ramsey


Dave Ramsey Quote: “Debt is normal. Be weird.”

Debt is normal. Be weird.

— Dave Ramsey


Dave Ramsey Quote: “Debt is dumb. Cash is king.”

Debt is dumb. Cash is king.

— Dave Ramsey


Dave Ramsey Quote: “Adults devise a plan and follow it, children do what feels good.”

Adults devise a plan and follow it, children do what feels good.

— Dave Ramsey


Dave Ramsey Quote: “Pray like it all depends on God, but work like it all depends on you.”

Pray like it all depends on God, but work like it all depends on you.

— Dave Ramsey


Dave Ramsey Quote: “Being willing to delay pleasure for a greater result is a sign of maturity.”

Being willing to delay pleasure for a greater result is a sign of maturity.

— Dave Ramsey


Dave Ramsey Quote: “Bosses push, Leaders pull. Real leadership is servant leadership.”

Bosses push, Leaders pull. Real leadership is servant leadership.

— Dave Ramsey



Dave Ramsey Quote: “It’s never too late to turn things around. You are the only obstacle.”

It’s never too late to turn things around. You are the only obstacle.

— Dave Ramsey


Dave Ramsey Quote: “Those who don’t manage their money will always work for those who do.”

Those who don’t manage their money will always work for those who do.

— Dave Ramsey


Dave Ramsey Quote: “Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.”

Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.

— Dave Ramsey


Dave Ramsey Quote: “Remember, there’s ultimately only one way to financial peace, and that’s to walk daily with the Prince of Peace, Christ Jesus.”

Remember, there’s ultimately only one way to financial peace, and that’s to walk daily with the Prince of Peace, Christ Jesus.

— Dave Ramsey


Dave Ramsey Quote: “You must gain control over your money or the lack of it will forever control you.”

You must gain control over your money or the lack of it will forever control you.

— Dave Ramsey


Dave Ramsey Quote: “Act your wage.”

Act your wage.

— Dave Ramsey


Dave Ramsey Quote: “Winning at money is 80 percent behavior and 20 percent head knowledge. What to do isn’t the problem; doing it is. Most of us know what to do, but we just don’t do it. If I can control the guy in the mirror, I can be skinny and rich.”

Winning at money is 80 percent behavior and 20 percent head knowledge. What to do isn’t the problem; doing it is. Most of us know what to do, but we just don’t do it. If I can control the guy in the mirror, I can be skinny and rich.

— Dave Ramsey


Dave Ramsey Quote: “There’s a great place to go when you’re broke – to work!”

There’s a great place to go when you’re broke – to work!

— Dave Ramsey


Dave Ramsey Quote: “True leadership is servanthood. Put the interests of others at the center of your decisions.”

True leadership is servanthood. Put the interests of others at the center of your decisions.

— Dave Ramsey


Dave Ramsey Quote: “Success is a pile of failure that you are standing on.”

Success is a pile of failure that you are standing on.

— Dave Ramsey



Dave Ramsey Quote: “Every person falls down at some point. Successful people choose to get back up!”

Every person falls down at some point. Successful people choose to get back up!

— Dave Ramsey


Dave Ramsey Quote: “Delegation requires the willingness to pay for short term failures in order to gain long term competency.”

Delegation requires the willingness to pay for short term failures in order to gain long term competency.

— Dave Ramsey


Dave Ramsey Quote: “If hard work, integrity, thrift, and perseverance have caused you to succeed, then you don’t owe anyone an apology for winning.”

If hard work, integrity, thrift, and perseverance have caused you to succeed, then you don’t owe anyone an apology for winning.

— Dave Ramsey


Dave Ramsey Quote: “Fear is the enemy of hope.”

Fear is the enemy of hope.

— Dave Ramsey


Dave Ramsey Quote: “The paid-off home mortgage has taken the place of the BMW as the status symbol of choice.”

The paid-off home mortgage has taken the place of the BMW as the status symbol of choice.

— Dave Ramsey


Dave Ramsey Quote: “Investing is important, but get debt-free first. That’s what frees up your income so you can win.”

Investing is important, but get debt-free first. That’s what frees up your income so you can win.

— Dave Ramsey


Dave Ramsey Quote: “You will only sacrifice when you passionately believe in the outcome.”

You will only sacrifice when you passionately believe in the outcome.

— Dave Ramsey


Dave Ramsey Quote: “Where you are today is the sum of every choice you’ve ever made. If you don’t like where you are, start making different choices!”

Where you are today is the sum of every choice you’ve ever made. If you don’t like where you are, start making different choices!

— Dave Ramsey


Dave Ramsey Quote: “Broke is normal. Why be normal?”

Broke is normal. Why be normal?

— Dave Ramsey


Dave Ramsey Quote: “Just keep taking the next step and keep having excellence in the ordinary.”

Just keep taking the next step and keep having excellence in the ordinary.

— Dave Ramsey


Dave Ramsey Quote: “When getting help with money, whether it is insurance, real estate or investments you should always look for a person with the heart of a teacher, not the heart of a salesman.”

When getting help with money, whether it is insurance, real estate or investments you should always look for a person with the heart of a teacher, not the heart of a salesman.

— Dave Ramsey


Dave Ramsey Quote: “Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.”

Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.

— Dave Ramsey


Dave Ramsey Quote: “Credit is an ‘I love debt’ score.”

Credit is an ‘I love debt’ score.

— Dave Ramsey


Dave Ramsey Quote: “Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.”

Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.

— Dave Ramsey


Dave Ramsey Quote: “One definition of maturity is learning to delay pleasure.”

One definition of maturity is learning to delay pleasure.

— Dave Ramsey


Dave Ramsey Quote: “There are no shortcuts when it comes to getting out of debt.”

There are no shortcuts when it comes to getting out of debt.

— Dave Ramsey


Dave Ramsey Quote: “Earning a lot of money is not the key to prosperity. How you handle it is.”

Earning a lot of money is not the key to prosperity. How you handle it is.

— Dave Ramsey


Dave Ramsey Quote: “If you will make the sacrifices now that most people aren’t willing to make, later on you will be able to live as those folks will never be able to live.”

If you will make the sacrifices now that most people aren’t willing to make, later on you will be able to live as those folks will never be able to live.

— Dave Ramsey


Dave Ramsey Quote: “The first step in taking control of your money is to stop borrowing money. Start using cash today.”

The first step in taking control of your money is to stop borrowing money. Start using cash today.

— Dave Ramsey


Dave Ramsey Quote: “Doing a budget means learning an ancient and powerful word: NO.”

Doing a budget means learning an ancient and powerful word: NO.

— Dave Ramsey


Dave Ramsey Quote: “Contentment may be the most powerful Financial Principle. You can give more, avoid debt, and live better.”

Contentment may be the most powerful Financial Principle. You can give more, avoid debt, and live better.

— Dave Ramsey


Dave Ramsey Quote: “We live in a culture full of hares; but the tortoise always wins.”

We live in a culture full of hares; but the tortoise always wins.

— Dave Ramsey


Dave Ramsey Quote: “You can’t be in debt and win. It doesn’t work.”

You can’t be in debt and win. It doesn’t work.

— Dave Ramsey


Dave Ramsey Quote: “You don’t build wealth with credit card rewards and airline miles. You can’t beat the credit card companies at their own game.”

You don’t build wealth with credit card rewards and airline miles. You can’t beat the credit card companies at their own game.

— Dave Ramsey


Dave Ramsey Quote: “As you will it, so shall it be.”

As you will it, so shall it be.

— Dave Ramsey


Dave Ramsey Quote: “Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!”

Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!

— Dave Ramsey


Dave Ramsey Quote: “At the end of the day we are not selling, we are serving.”

At the end of the day we are not selling, we are serving.

— Dave Ramsey


Dave Ramsey Quote: “You can get anywhere if you simply go one step at a time.”

You can get anywhere if you simply go one step at a time.

— Dave Ramsey


Dave Ramsey Quote: “That stupid saying “What you don’t know can’t hurt you” is ridiculous. What you don’t know can kill you. If you don’t know that tractor trailer trucks hurt when hitting you, then you can play in the middle of the interstate with no fear – but that doesn’t mean you won’t get killed.”

That stupid saying “What you don’t know can’t hurt you” is ridiculous. What you don’t know can kill you. If you don’t know that tractor trailer trucks hurt when hitting you, then you can play in the middle of the interstate with no fear – but that doesn’t mean you won’t get killed.

— Dave Ramsey


Dave Ramsey Quote: “Broke people giving financial advice is like a shop teacher with missing fingers.”

Broke people giving financial advice is like a shop teacher with missing fingers.

— Dave Ramsey

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