Top 180 Suze Orman Quotes (2025 Update)
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101. “Every morning I wake up, I can’t even wait to go and see what life can I change today. It doesn’t have to be a lot of lives, but I can change one life a little bit here, a little bit there, and I hope that everything I create, people know that.”

— Suze Orman

102. “The last thing family and friends want is for you to spend money on them that you don’t have or that you can’t really spare.”

— Suze Orman

103. “You have to see every potential roadblock as an opportunity and a benefit.”

— Suze Orman

104. “When someone chooses to value herself over the things she can buy, true transformation begins.”

— Suze Orman

105. “Messages about money are passed down from generation to generation, worn and chipped like the family dishes.”

— Suze Orman

106. “Each cent you apply toward diminishing your debt replenishes you.”

— Suze Orman

107. “If you wait until your children are high school seniors to spring it on them that there’s not a whole lot of money for school, they won’t have too many options.”

— Suze Orman

108. “The truth is women in the workplace don’t have to fight nearly as hard for opportunities, or to dispel stereotypes, as they did before.”

— Suze Orman

109. “I do not think I am successful just because I have money. I’m successful because I love who I am and I have no regrets, and I’m successful because I have a great heart and I have compassion and I care and I would be happy with or without money.”

— Suze Orman

110. “It’s not selfish to give TO yourself as much as you give OF yourself.”

— Suze Orman

111. “But credit card debt is unsecured debt, which means if you get in trouble and cannot pay off your credit card, you can discharge it in bankruptcy. What are they going do to you? If you’re in a financial position to just methodically pay off both credit card and student loans, pay them all.”

— Suze Orman

112. “Rather than saying, ‘My checking account is a wreck,’ change it to ‘I will learn how to track my spending and balance my checkbook.’”

— Suze Orman

113. “It’s better to do nothing with your money than something you don’t understand.”

— Suze Orman

114. “Money is such an amazing teacher: What you choose to do with your money shows whether you are truly powerful or powerless.”

— Suze Orman

115. “When you’ve been battered down and battered down and battered down, your spirit gets broken.”

— Suze Orman

116. “I get so frustrated when people tell me it’s unrealistic to create an eight-month emergency savings fund, or have money saved for a home down payment, or pay off their $5,000 credit card balance.”

— Suze Orman

117. “If the only way you can build an emergency fund is to pay the minimum due on your credit card, that is what you need to do.”

— Suze Orman

118. “I’ve never believed unemployment numbers because the way that they calculate unemployment makes no sense whatsoever. It’s not how many people are unemployed. It’s how many people are actively looking for a job.”

— Suze Orman

119. “True generosity must benefit both parties. No woman can control her destiny if she doesn’t give to herself as much as she gives of herself.”

— Suze Orman

120. “Nothing’s greater in life to see somebody who doesn’t have start to value who they are and, as soon as they feel valued, they can change this world too.”

— Suze Orman

121. “The most important loan to pay is your student loan. It’s more important than your mortgage, car and credit card payments. You cannot discharge student loan debt in the majority of cases.”

— Suze Orman

122. “There’s nothing wrong with saying, “I want to have more,” “I want to be more,” “I did this for money.””

— Suze Orman

123. “If you pay off your mortgage before retirement, you take a huge financial load off your shoulders. You also become eligible to take out a reverse mortgage once you turn 62.”

— Suze Orman

124. “As our net worth falls, so does our self-worth. Ironically, it’s when we don’t have it that we most feel we have to flaunt it...”

— Suze Orman

125. “Stop saying yes out of fear about what others will think about you and say NO out of love for yourself!”

— Suze Orman

126. “I grew up thinking that because I couldn’t read, I was stupid and would never amount to anything. I worked my way through college as a waitress and thought I wasn’t capable of doing anything else. My grades in English were horrible, and I barely got through.”

— Suze Orman

127. “Women need to turn their attention from saving their spouse, their mothers, their this, their that, their kids, to putting that financial oxygen mask on their face first. When they’re solid, they can pick up the whole world.”

— Suze Orman

128. “Once your kids are grown and you know that you’re completely healthy, consider canceling your life insurance policy.”

— Suze Orman

129. “Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward your emergency savings.”

— Suze Orman

130. “I wanted to give people the ability once again to realize that they can still dream, but it has to be a new American dream that’s based in honesty, integrity, and security – a dream that allows you to sleep at night, a dream that is attainable and allows you to stand in your truth.”

— Suze Orman

131. “Learn how to prioritize all your debt. And did you know student loan debt is the most dangerous debt any of us can have?”

— Suze Orman

132. “I’m in a relationship with life. My life is just out there. I’m on the road every day. I love my life.”

— Suze Orman

133. “Choosing wealth as a goal requires facing everything about your money bravely, honestly, with courage – which is a very, very hard thing for most of us to do.”

— Suze Orman

134. “Private student loans should be avoided at all costs.”

— Suze Orman

135. “Every portfolio benefits from bonds; they provide a cushion when the stock market hits a rough patch. But avoiding stocks completely could mean your investment won’t grow any faster than the rate of inflation.”

— Suze Orman

136. “Absolutely pay off your credit card debt, because a child can always get a loan to go to school, possibly a scholarship, a grant.”

— Suze Orman

137. “They got married, they got divorced, and half their money goes out the window.”

— Suze Orman

138. “A cash advance on a credit card is one of the worst types of borrowing because the interest rate is typically 21 percent or more.”

— Suze Orman

139. “Imagine you waking up tomorrow and you can’t get a bank account; you can’t get a credit union account. Everything has gone away and you’re now living in poverty.”

— Suze Orman

140. “When you can be happy in your sadness as you are in your happiness. Then you know the key to life.”

— Suze Orman

141. “The truth is that you are nothing more than the custodian of your inner and outer wealth while you are on this planet. All you have to decide is what kind of custodian do you want to be? Do you want to be a good custodian of your inner and outer wealth? Or a bad custodian?”

— Suze Orman

142. “Opposites may attract, but I wouldn’t put my money on a relationship of financial opposites.”

— Suze Orman

143. “Cut back your spending now.”

— Suze Orman

144. “Even if you were to fall into extreme financial hardship and file for bankruptcy, you need to understand that your student loan debt will not be discharged in bankruptcy. It is the Velcro of all debts.”

— Suze Orman

145. “What women need to understand is that you cannot save a child if you can’t save yourself.”

— Suze Orman

146. “I love, love, love that you want to use your debit card. But to keep your credit score solid, you still need to keep a few credit cards and use them at least once every few months.”

— Suze Orman

147. “I have always said that if you undervalue what you do, the world undervalues who you are. And when you undervalue who you are, the world undervalues what you do. My experience is that women are, unfortunately, masters at both.”

— Suze Orman

148. “If the relationship between you and your money is harmonious, regardless of how much you have, your financial transactions will be harmonious as well.”

— Suze Orman

149. “When you are starting out in your 20s, it is natural to think about all that you will have and do once you start making money, and making more money. That gives money way too much power over your life. It’s not about how much you make, but the life that you make with the money you have.”

— Suze Orman

150. “With success comes unhelpful criticism – ignore it.”

— Suze Orman